FAQ

How Does an Investment Fund Work

 knowing how investments funds work is imperative to beginning your savings journey. They have some basic components that makeup how they function and how they are funded. This will break that down to visuals of how the funds are funded and then apply those funds to the companies in your fund.

Become an Owner, Not a Loaner

Ever wonder how banks invest your money when they promise you guarantees. How can they be making any money when they offer you low of lowest guaranteed returns? That’s because they invest it directly making massive profits and then share that profit with you, the difference is they are making more money than you are this way. Through direct investing you can get those returns all to yourself and stop sharing with the big banks.

Famous Last Words

Don’t let excuses get in the way of your financial freedom and security. It’s never to late to build and grow your estate and savings. Retirement doesn’t have to be a sticker shock. Are you making any of these excuses?

The Power of Systemic Investing

Confused about when to buy into funds and investments? The news make it seem complicated or giving information that seems confusing…. This illustration explains how buying lows and not just going with hope and only following good returns is actually good. Market volatility is your ally when doing periodic contributions. Visuals are the best way to explain tis methodology. It’s all a out the shares you own and quantity, not just the value of your savings book. See if you can see the winner here.

The Rule of 72

How the number 72 in growth calculations is your largest ally. Albert Einstein’s there sits as the major corner stone of how to grow wealth even to this day. This is the best and simplest way of showing quickly how percentages work best for you. Test your knowledge of how compound truly works and see how maybe some common misconceptions have either held back your knowledge or left you wondering how time is your best ally when saving.

The Magic of Compound Interest 

Every wonder how your money grows on a year by year base and the power of starting early as opposed to later. This will show you how someone who started there financial journey younger, compounded with knowledge of the Rule of 72, still outpaced someone who started later in life and contributed for longer. It’s always about how much you make and put away, it has to also do with time.

RRSP Stratagies

Common misconceptions of RRSP’s sometimes olds people back and can be extremely costly over many years of not maximizing this power savings tool. In some cases if you don’t have the immediate funds a loan is a good solution even with interest on the loan. Your tax brackets are sometimes a huge cost to your income, so why not explore how to maximize deductions of this manner and keep more of your income to yourself year over year while growing it tax deferred for retirement.

Segregated vs Mutual Funds 

People commonly equate all savings to MER’s and costs of that nature. But they over look many other components that can be quite costly if not planned for. Segregated VS Mutual illustration explains the benefits of this investment vehicle. See how one offered promises, guarantees and security over the other. It may be for you